KRZY-Takes: Gun Rammer and what are your other two equipment choices?

KRZYBooP: Howdy Boom Jockeys! No matter what tank I am in, the gun rammer for lower reload is an auto-include. Unless you are in a tank that has an autoloader you really only have two choices for your tank loadout options.  How do you load out your tanks?  Is there any tank where you could have a gun rammer but choose not to?